Build Wealth for Your Retirement
Kiwis traditionally built their wealth and saved for retirement by using their salaries, savings, and property. However, in 2007 KiwiSaver was introduced, which made it compulsory for employers to invest 3% of their employees’ salary into KiwiSaver. This is a great way to save for retirement without even thinking about it.
While the New Zealand Superannuation (NZ Super) scheme provides a base level of income when you retire, it is unlikely to be enough to maintain your pre-retirement lifestyle. KiwiSaver is a great way to top up your NZ Super and ensure you can enjoy a comfortable retirement.
The Importance of Choosing the Right KiwiSaver Scheme
At adviceHQ, we understand that investment decisions can be complicated and confusing. This means that Kiwis often push them to the bottom of our ‘to-do’ list. As a result, many of us end up with our KiwiSaver in an underperforming ‘default’ fund.
There are many different schemes to choose from, and it’s important to select one that meets your individual needs. Our team of experienced advisors can help you choose the right KiwiSaver scheme and make sure you’re on track to achieve your retirement goals.
AdviceHQ’s KiwiSaver Services
We offer a range of KiwiSaver services:
- Helping you choose the right KiwiSaver scheme.
- Reviewing your existing KiwiSaver scheme.
- Making sure you’re contributing enough to KiwiSaver.
- Helping you catch up on lost KiwiSaver contributions.
How we empower your KiwiSaver journey:
- Personalised KiwiSaver roadmap: We don’t offer a one-size-fits-all approach. We take the time to understand your unique financial goals, risk tolerance, and retirement timeline. With this information, we craft a personalised KiwiSaver strategy that aligns with your needs.
- Expert fund selection: Our team has a deep understanding of the KiwiSaver market. We’ll compare different schemes and funds considering factors like fees, investment styles, and risk profiles, and recommend the best option for your situation.
- Ongoing support: We’re here for you every step of the way. As your financial situation evolves, we offer ongoing reviews and adjustments to your KiwiSaver plan to make sure it continues to work effectively for you.
Trust adviceHQ With Your KiwiSaver Fund
At AdviceHQ, we specialise in helping Kiwis navigate the world of KiwiSaver. We understand it can be overwhelming but, with our expert guidance, you can confidently choose the right scheme and maximise your retirement savings.
Don’t settle for a ‘default’ approach. Take control of your future with AdviceHQ’s personalised KiwiSaver advice.
