ACC & Cover Plus
Why ACC & Cover Plus Matters
If you’re self-employed or a contractor, an injury can stop your income straight away. ACC offers support, but the standard cover doesn’t always match your needs. AdviceHQ helps you understand your options and choose the right ACC cover so your income stays protected when accidents happen.
How AdviceHQ Can Help
We help you understand your ACC choices and find the cover that suits you best.
Standard ACC cover that pays up to 80% of your taxable income if you’re injured and can’t work. Payments are based on your most recent financial year, and ACC also covers treatment and rehab costs.
ACC CoverPlus
A flexible option that lets you choose the exact income amount you want covered. Ideal if your income changes, you’re newly self-employed, or you want certainty about what ACC will pay each week.
CoverPlus Extra (CPX)
CPX lets you set a cover amount that fits your budget and lifestyle. Your levies stay predictable, and you’ll know exactly how much support you’ll receive if an accident keeps you from working.
Predictable Costs & Reliable Payments
Your cover applies whether the injury happens at home, on the road, at work or while doing sport. This helps keep your income steady so you can focus on recovering without worrying about bills.
Protection for Any Injury, Anywhere
