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First Home Buyer

Independent Mortgage Advice for First Home Buyers

Buying your first home is a big milestone — exciting, but often full of questions. At adviceHQ, we make it easier. Our team gives clear, independent advice to help you secure the right mortgage and make smart choices with confidence.

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Your First Home Options

Independent, easy-to-understand advice to help you make smarter financial decisions.

If you have been paying into KiwiSaver, you might be able to use most of your savings, including your employer’s contributions, for your first home deposit.


Our team will help you check if you qualify, complete the paperwork, and make sure you get the most from your KiwiSaver savings.

KiwiSaver Withdrawal

You could get up to $10,000 for a new build or $5,000 for an existing home through the First Home Grant.


We’ll help you see if you qualify, understand the income limits, and guide you through the application.

KiwiSaver

First Home Grant

KiwiBuild offers new, affordable homes across New Zealand for eligible first home buyers.


We’ll help you understand the criteria, find the right property, and support you through the process.

KiwiBuild Homes

If you don’t have a big deposit, the Welcome Home Loan might be a good option. It’s backed by Kāinga Ora and lets you buy with as little as a 5% deposit.


We’ll help you check if you qualify and guide you through the application.

Welcome

Home Loan

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