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In-Home Consultation

KiwiSavers

Build Wealth for Your Retirement

Preparing for retirement should feel simple, not stressful. KiwiSaver gives you an easy way to grow your long-term savings, but choosing the right fund makes all the difference. At adviceHQ, we help you understand your options so you can build a more comfortable future with confidence.

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What AdviceHQ Can Help You With

Independent, easy-to-understand advice to help you make smarter retirement decisions.

We help you choose a KiwiSaver scheme that matches your financial goals and comfort with risk.

This can include:

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  • Selecting a fund type that fits your retirement timeline

  • Matching your risk level to the right investment style

  • Helping you understand fees, returns, and performance

  • Making sure your KiwiSaver is set up for long-term growth

Choosing the right scheme today can make a big difference to your future savings.

Choosing the

Right Scheme

Many people stay in a default or underperforming fund without realising it. 

We help you review your existing KiwiSaver by:

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  • Checking fund performance and comparing alternatives

  • Reviewing your current fees

  • Making sure your fund still suits your goals

  • Helping you switch if a better option is available

A simple review could boost your retirement balance significantly.

Reviewing Your Current KiwiSaver

How much you put into KiwiSaver has a big impact on your retirement outcome.

We help you:

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  • Understand how contributions affect long-term returns

  • Make the most of employer and government contributions

  • Choose a contribution rate that fits your budget

  • See how small changes now can grow your savings faster

Smart contributions = smarter retirement planning.

Contribution Guidance

If life has been busy and you’ve had gaps in your KiwiSaver, we can help you get back on track by:

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  • Reviewing missed contributions

  • Creating a plan to rebuild your account

  • Showing ways to strengthen your long-term savings

  • Helping you stay consistent moving forward

It’s never too late to improve your retirement future.

Catching Up

on Missed Savings

Your life and goals change, and your KiwiSaver should adapt with them. 

We offer:

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  • Regular reviews of your fund’s performance

  • Adjustments as your income or risk level changes

  • Guidance whenever you need support or clarity

  • Long-term help to keep your KiwiSaver working for you

We’re here to support your journey all the way to retirement.

Ongoing Support

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