Income Protection
Why Income Protection Matters
Losing your income unexpectedly can be stressful, especially when you’re supporting a family. Income protection gives you a safety net by replacing part of your income if you can’t work because of illness or injury. It’s especially helpful if you're self-employed or don’t have sick leave or disability benefits.
How AdviceHQ Can Help
Income protection is more than just replacing lost income. It helps keep your life steady while you recover. Here’s how AdviceHQ supports you through it:
We help you choose a policy that covers your everyday expenses while you’re unable to work. This also includes explaining how the payments work. Most policies start paying after a set waiting period, usually 30 or 90 days, and continue until you return to work, your benefit period ends, or the policy expires.
Financial security
Having a reliable income during tough times removes a lot of stress. We make sure you understand your options clearly so you can focus on getting better instead of worrying about money.
Peace of mind
We guide you in choosing cover that helps maintain your usual lifestyle, even when you’re unable to work.
Lifestyle support
Many people end up dipping into their savings when they lose income. We help you choose a plan that protects your savings and keeps your long-term goals on track.
Savings protection
